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Tailored Financial Solutions

Helping You Achieve Your Goals with Confidence

KSM Offers Guidance Customised to Fit Your Needs

First Home Buyers

Buying your first home is a major milestone, and I’m here to make the process as smooth and stress-free as possible. From understanding your financial position to navigating the loan application process, I’ll guide you every step of the way. Learn More

Other Finance Solutions

At Kylee Smit Mortgages, we do more than just home loans and insurance. We provide access to a wide range of finance solutions tailored to meet your needs. Learn More

Mortgage Advice

Looking to grow your business, invest in assets, or purchase a new vehicle? I offer expert assistance to secure the right finance options, ensuring your investments align with your financial strategy. Learn More

Mortgages

I offer expert advice on a range of mortgage options tailored to suit your needs.  Whether you’re buying your first home, refinancing, or investing in property, I guide you through every step of the home loan process.  My role as mortgage adviser is to understand your financial situation and goals, then present you with the best mortgage solutions from our panel of trusted lenders.  I handle everything from securing pre-approval to liaising with lenders and ensuring you get the best possible deal. 

In addition to new mortgages, I also provide advice for refixing loans when your fixed rate is about to expire.  I’ll assess the current market conditions and your financial situation to help you choose the best rate and structure going forward, ensuring that your mortgage continues to work for you.

Send Kylee a Message

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Message Sent

Need advice on your mortgage repayments?

We understand that navigating mortgage repayments and choosing the right interest rates can be a bit overwhelming. If you'd like expert guidance tailored to your situation, reach out to the KSM team.

We're here to discuss your options and help you make the best decision for your financial future.

Other Finance Solutions

At Kylee Smit Mortgages, we do more than just home loans and insurance. We provide access to a wide range of finance solutions tailored to meet your needs, including:

  • Business Loans: Helping you fund your business growth or manage cash flow.

  • Asset Finance: Supporting the purchase of essential equipment or machinery for your business.

  • Vehicle Finance: From cars to business fleets, we’ll help you find competitive financing options.

  • Leisure Finance: Make your dream purchases—boats, caravans, or motorbikes—more affordable.

  • Refinance and Equity Release: Unlock the value in your assets to access funds when needed.

With access to a panel of trusted lenders, we’ll match you with competitive rates and terms that work for your financial goals.

Interested in acquiring a Business Loan?

Interested in a loan vehicle, leisure, or boat loan? 

We are extremely grateful and cannot thank Kylee Smit enough! From start to finish, she made the process incredibly smooth, fast, and efficient. Her friendly and professional approach put us completely at ease, making everything stress-free and super easy!

We highly recommend Kylee – she is an exceptional mortgage broker who goes above and beyond. Ngā mihi nui ki a koe, Kylee.
Nā te whānau Stirling-Stockman

Personal Risk Insurance
Coming Soon

Alongside your mortgage, it’s crucial to have personal risk insurance in place to protect what matter most – your home, your income, and your family. 

At KSM, I provide advice on life insurance, disability insurance, and health insurance, ensuring you’re covered for the unexpected.

When you take on a mortgage, it’s essential to safeguard your ability to repay it if illness, injury, or loss of income occurs.  My insurance recommendations go hand in hand with your mortgage, offering you peace of mind. 

I’ll work with you to find the right cover that fits your situation, ensuring you and your family are financially secure, no matter what life throws your way.

KSM works with the following banks and organisations:

ANZ

AIA

Fico Finance

ASB

Link Homeloans

Finbase

BNZ

Avanti Finance

First Mortgage Trust

Westpac

Basecorp Finance

Funding Partners

Kiwibank

Bizcap

General Finance

The Cooperative Bank

CFML Loans

Gold Brand Finance

SBS Ban

Cressida Capital

Liberty

Heartland Bank

DBR Property Financiers

Metro Finance

Arrow Finance

Oxford Finance

Pepper Money

Pioneer Finance

Prospa

Simpilfy

Southern Cross Partners

Strata Funding

XE

Xceda

Zagga

Kylee Smit

Mortgage Adviser

Get in touch

P 027 273 7411
E Kylee@ksmortgages.co.nz