Get to Know Kylee Smit
Professional Expertise with a Personal Touch
Trusted Expertise, Personalised Support
With close to 20 years of experience in the financial services industry, I’m Kylee Smit, your dedicated mortgage adviser based in the heart of the Waikato. My passion lies in helping individuals and families turn their financial goals into reality by simplifying the often-daunting world of home lending and financial planning.
Holding a New Zealand Certificate in Financial Services (Level 5), I’ve worked across various facets of the financial industry, including rural insurance, business finance, and banking. This diverse background enables me to understand your unique needs and craft solutions that truly fit.

Rooted in Community, Focused on You
When I’m not helping clients, you’ll find me enjoying life on a dairy farm in Cambridge with my husband, Henk, and our daughter, Frankie. As someone deeply rooted in the rural community, I’m particularly attuned to the needs of individuals and businesses in this region.
Whether you’re buying your first home, refinancing, or planning your next big move, I’m here to guide you every step of the way.
KSM works with the following banks and organisations:
ANZ | AIA | Fico Finance |
ASB | Link Homeloans | Finbase |
BNZ | Avanti Finance | First Mortgage Trust |
Westpac | Basecorp Finance | Funding Partners |
Kiwibank | Bizcap | General Finance |
The Cooperative Bank | CFML Loans | Gold Brand Finance |
SBS Ban | Cressida Capital | Liberty |
Heartland Bank | DBR Property Financiers | Metro Finance |
Arrow Finance | Oxford Finance | |
Pepper Money | Pioneer Finance | |
Prospa | Simpilfy | |
Southern Cross Partners | Strata Funding | |
XE | Xceda | |
Zagga |