KSM, Your Trusted Waikato Mortgage Adviser
Simplifying your journey to homeownership with expert advice and tailored solutions.
SKM: Kylee Smit Mortgages
Hi, I’m Kylee Smit, the founder and dedicated mortgage adviser based in the beautiful Waikato region. With nearly two decades of experience in financial services, I’m passionate about helping you achieve your financial dreams.
Holding a New Zealand Certificate in Financial Services (Level 5), I’m a registered financial adviser specialising in home lending. Soon, I’ll also be offering personal risk insurance services to help safeguard your future with tailored solutions.
From first home buyers to experienced investors, I pride myself on making the journey clear and achievable. With a client-first approach, I’ll guide you every step of the way, offering practical advice and personalised options that fit your unique needs and aspirations.
Why Choose Me?
With a wealth of experience across rural insurance, banking, and home lending, I understand the financial needs of individuals, families, and businesses. My passion lies in simplifying complex processes and providing you with clear, actionable options to meet your goals.
Living on a dairy farm in Cambridge with my husband, Henk, and our lively two-year-old daughter, Frankie, I bring a personal touch and understanding of rural community life.
“Kylee made buying our first home so much easier than we ever imagined. Her clear advice and constant support were invaluable throughout the process.” - Sarah and James, Hamilton
How Can I Help You?
No matter your financial goals, I provide expert advice to make them a reality.
First Home Buyers: Simplifying the process and making homeownership achievable.
Mortgage Advice: Tailored solutions for home loans, refinancing, and more.
Business, Asset & Vehicle Finance: Expert assistance for your next big investment.
Coming Soon: Personal risk insurance services to protect your financial future.
Testimonials
We met Kylee by chance in the early stages of house hunting and she offered to help. A few months later our journey began, and we ended up with our perfect home!
As first home buyers we were fairly clueless, but Kylee made us feel at total ease throughout the process, from initial talks until the deal was complete. Her knowledge, calmness and availability meant we were never too stressed in what could have been a very stressful period.
Working with Kylee felt more like working with a friend than a business relationship. We couldn’t recommend her highly enough.
Jase & Kirsty, Cambridge
Testimonials
We are thrilled to share our experience working with Kylee Smit. She made us feel comfortable and well-informed from the moment we initiated contact. Kylee took the time to listen to our needs and answered every question we had with patience and clarity. She was incredibly responsive, making sure we felt supported every step of the way.
Throughout the journey, she demonstrated a deep understanding of the mortgage landscape and guided us to the best options that suited our financial goals. We are extremely grateful for the exceptional service and would highly recommend Kylee Smit to anyone looking for a knowledgeable and caring mortgage broker. Thank you for making our journey to buying our first home such a smooth and positive experience!
Ngmira & Hannah, Te Kuiti
Testimonials
We are extremely grateful and cannot thank Kylee Smit enough! From start to finish, she made the process incredibly smooth, fast, and efficient. Her friendly and professional approach put us completely at ease, making everything stress-free and super easy! We highly recommend Kylee – she is an exceptional mortgage broker who goes above and beyond. Ngā mihi nui ki a koe, Kylee.
Nā te whānau Stirling-Stockman
Testimonials
We met Kylee by chance in the early stages of house hunting and she offered to help. A few months later our journey began, and we ended up with our perfect home!
As first home buyers we were fairly clueless, but Kylee made us feel at total ease throughout the process, from initial talks until the deal was complete. Her knowledge, calmness and availability meant we were never too stressed in what could have been a very stressful period.
Working with Kylee felt more like working with a friend than a business relationship. We couldn’t recommend her highly enough.
Jase & Kirsty, Cambridge
Testimonials
Kylee was nothing short of amazing throughout the whole house buying process. As first home buyers we had no idea what we were doing, and Kylee was always happy to answer any questions we had at anytime of the day.
We really appreciate the amount effort and support Kylee has put into helping us buy our first home. We truly don't think we would have been able to do it without her guidance and support.
Michael & Tammy, Ngāruawāhia
