http://www.ksmortgages.co.nz/blog/ The latest Blog feeds from www.ksmortgages.co.nz en-us Sat, 18 Apr 2026 16:42:14 +1200 Rocketspark http://www.ksmortgages.co.nz/blog/post/143047/how-to-get-started-as-a-first-home-buyer-in-new-zealand/ Buying your first home is an exciting milestone, but knowing where to start can feel overwhelming. With house prices, deposit requirements, and lending rules constantly evolving, it’s essential to have a clear plan. Here’s a step-by-step guide to help you get started on your journey to homeownership.1. Understand Your Deposit RequirementsThe first step in buying a home is saving for a deposit. In New Zealand, most banks require at least a 20% deposit for an owner-occupied home. However, ther... Tue, 18 Mar 2025 12:39:13 +1300 http://www.ksmortgages.co.nz/blog/#post143047